Life & Health Insurance Specialists
604.872.2866 
info@truebenefits.ca
Health & Dental Insurance Online
Click HERE to buy individual and family health and dental insurance directly online.
Poll
What type of coverage do you most need help with?
Life / Mortgage Insurance
23%
Disability Insurance
16%
Employee Health & Dental Benefits
25%
Critical Illness Insurance
19%
Personal Health Trust/PHSP
18%
Total votes: 266
Client Login
Looking for assistance with employee benefits, life insurance or critical illness insurance? We're here to help you find the right coverage at the best price.
We specialize in employee benefits for companies based in Vancouver, BC with 1 to 75 employees, including fully pooled benefits plans for small businesses, life insurance and critical illness insurance for the self-employed, and mortgage insurance protection, both life insurance and critical illness insurance. As independent advisors, we can provide you with unbiased advice and products from all Canadian insurers.
Our promise: to treat you the way we'd want to be treated, to act with honesty and integrity, to get you the exact information you are looking for, and to respect your time.
Please feel free to contact our office at 604.872.2866 or info@truebenefits.ca and let us know how we can help you. Or, you can get started right away with a quote request.
Sincerely,
Rachel von Sturmer, BA, GBA, CFP
Sr. Insurance Advisor
Why Choose True Benefits?
#1. Professional, unbiased and caring advice. As an independent insurance boutique, our business depends on happy customers retaining and referring our services.
#2. Access to all the policies in the market, including the very newest. As an independent broker, we study all the policies in the market to be able to offer you the best deals out there.
#3. You will receive the best plan at the best price. We shop the market and negotiate on your behalf, saving you time, money and frustration. There is no charge for our services; our fees are paid by the supplier.
#4. Fast, convenient, local service. We are prompt and respect your time, answer the phone ourselves and know each of our customers individually. True Benefits has flexible hours to accommodate your schedule.
#5. Every policy buyer gets a free personalized insurance needs analysis prepared by a Certified Financial Planner.
#6. True Benefits cares about the community and the environment. Check out all the great things we do in our sustainability section.
Benefits Plans
True Benefits can help you find the best employee benefits plan.
We have access to over 25 insurers, including the Chamber of Commerce Group Benefits Plan.
Life Insurance Rates
Here are monthly Term 10 Life Insurance rates for a healthy, non-smoker as of Sept 2011:
| Women | |||
| $250,000 | $500,000 | $750,000 | |
| Age 25 | $12 | $18 | $24 |
| Age 35 | $14 | $22 | $30 |
| Age 45 | $22 | $35 | $51 |
| Age 55 | $52 | $88 | $130 |
| Men | |||
| $250,000 | $500,000 | $750,000 | |
| Age 25 | $18 | $28 | $39 |
| Age 35 | $19 | $29 | $42 |
| Age 45 | $30 | $53 | $78 |
| Age 55 | $72 | $135 | $201 |
For a free personalized insurance quote, click here.
Clients Say:
"Rachel is professional, courteous and very knowledgeable while providing outstanding customer service. She is well prepared, delivers personal service, and understands our desire to provide the best possible benefit plan to our employees in the most cost effective manner."
Anne, HR Manager
"I appreciate having a person who is both local and accessible, and was impressed with the initial presentation outlining the options available to us. It is extremely helpful to have Rachel advocating on our behalf."
Sarah, Business Owner
"True Benefits has totally met our needs. Rachel gives personalized attention, and is very thorough. She has suggested many good ideas that we have used to benefit our employees."
Vicki, Controller
"I have referred many clients to Rachel in the past, and without exception, they have all commented to me on her professionalism, vast industry knowledge, great service, and fast response time."
Rowan
Thank you for everything that you have done for our family. We are grateful for all your hard work. We look forward to working with you again in the future.
Laurin
"True Benefits has an understanding and awareness of the importance of an effective benefits program. They're proactive in looking for cost effective improvements to plan design and cost containment strategies. My expectations were exceeded - Rachel delivered as promised in a timely manner."
Norrey, CFO
"Thank you Rachel. Great service as always. You anticipated our needs."
Pam, HR Director
I used True Benefits to sort through a tricky health insurance issue related to immigration status and an expired work permit. Rachel recommended a cost effective solution and quickly verified the policy was the best choice for my situation. My new health coverage was effective within 2 hours of my initial call to Rachel! I highly recommend working with Rachel at True Benefits for cost effective solutions and friendly and efficient service.
Mike
Your attention to detail and willingness to never to never take "no" for an answer on my behalf left me in awe of your business ethics.
I will continue to use your services, based on your work ethic and my ability to trust that the policy you are suggesting is perfect for me.
Claire
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