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Privacy Policy
True Benefits Financial respects the privacy concerns of visitors to our website and of our clients. For more information, please email privacy@truebenefits.ca.
As insurance advisors, we are committed to keeping your privacy protected and your information confidential at all times.
We collect, use and disclose information about you for a variety of reasons:
- To identify you and verify any information you give us
- To protect us both from error and fraud
- To understand your needs and eligibility for products and services
- To recommend particular products and services so we may serve you better
- To meet legal requirements, such as asking you to provide the necessary information to verify your identity
- To present your insurance application to insurers for the purpose of securing insurance coverage and/or related service
We may review and analyze your use of our services, in order to assist in the above.
We may collect from you and share information with insurers and related suppliers for the purpose of applying for insurance.
Your information and the business you do with us is kept strictly confidential. Your information will be protected from error, loss and unauthorized access. Our procedures and systems are designed to ensure this security. We collect, use and disclose personal information only for purposes that a reasonable person would consider appropriate in the circumstances. As well, we never sell any information about our customers to others, and we only keep information as long as it is needed.
Your information is obtained or used only with your consent. We obtain your (express or implied) consent before we:
- Order a medical, or medical history information
- Obtain, use or disclose to other persons, information about you unless we are obliged to do so by law or to protect our interests
- Use your information in any way we didn't tell you about previously
You can withdraw your consent any time after you've given it to us, provided there are no legal requirements to prevent this, by contacting your insurance advisor.
You can choose not to receive direct marketing. We may tell you about products and services through direct mail, telephone, or other means. If you do not wish us to do so, advise your insurance advisor.
Sharing your information with other people. We don't share information about you, except as is necessary to complete your insurance application and take all steps necessary to secure coverage on your behalf, nor do we release it to anyone else, without your express or implied consent. However, there are some exceptions. For example, we may collect, use or disclose information without your consent if we:
- are obligated or permitted to do so for legal reasons
- use an outside company, such as First Financial (ICBC records), Medisys (insurance medicals), HUB Financial (application administration), to do work for us involving some of your information
You can review and make corrections to your information. You can review your personal information held by us and make corrections to it by contacting your insurance advisor. You may be asked to put your request in writing.
Questions?
If you have any questions, comments or complaints contact your insurance advisor or email privacy@truebenefits.ca.
Benefits Plans
True Benefits can help you find the best employee benefits plan.
We have access to over 25 insurers, including the Chamber of Commerce Group Benefits Plan.
Life Insurance Rates
Here are monthly Term 10 Life Insurance rates for a healthy, non-smoker as of Sept 2011:
| Women | |||
| $250,000 | $500,000 | $750,000 | |
| Age 25 | $12 | $18 | $24 |
| Age 35 | $14 | $22 | $30 |
| Age 45 | $22 | $35 | $51 |
| Age 55 | $52 | $88 | $130 |
| Men | |||
| $250,000 | $500,000 | $750,000 | |
| Age 25 | $18 | $28 | $39 |
| Age 35 | $19 | $29 | $42 |
| Age 45 | $30 | $53 | $78 |
| Age 55 | $72 | $135 | $201 |
For a free personalized insurance quote, click here.
Clients Say:
"Rachel is professional, courteous and very knowledgeable while providing outstanding customer service. She is well prepared, delivers personal service, and understands our desire to provide the best possible benefit plan to our employees in the most cost effective manner."
"I appreciate having a person who is both local and accessible, and was impressed with the initial presentation outlining the options available to us. It is extremely helpful to have Rachel advocating on our behalf."
"True Benefits has totally met our needs. Rachel gives personalized attention, and is very thorough. She has suggested many good ideas that we have used to benefit our employees."
"I have referred many clients to Rachel in the past, and without exception, they have all commented to me on her professionalism, vast industry knowledge, great service, and fast response time."
Thank you for everything that you have done for our family. We are grateful for all your hard work. We look forward to working with you again in the future.
"True Benefits has an understanding and awareness of the importance of an effective benefits program. They're proactive in looking for cost effective improvements to plan design and cost containment strategies. My expectations were exceeded - Rachel delivered as promised in a timely manner."
"Thank you Rachel. Great service as always. You anticipated our needs."
I used True Benefits to sort through a tricky health insurance issue related to immigration status and an expired work permit. Rachel recommended a cost effective solution and quickly verified the policy was the best choice for my situation. My new health coverage was effective within 2 hours of my initial call to Rachel! I highly recommend working with Rachel at True Benefits for cost effective solutions and friendly and efficient service.
Your attention to detail and willingness to never to never take "no" for an answer on my behalf left me in awe of your business ethics.
I will continue to use your services, based on your work ethic and my ability to trust that the policy you are suggesting is perfect for me.
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