Now you can buy your individual health and dental plan directly online. Below are links to both Manulife and Sun Life plans.
Please note that both insurers offer conversion products designed for people leaving an employer group plan in the last 60 days, with no medical questions asked. Manulife's conversion plan is called FollowMe, and Sun Life's is called Health Coverage Choice.
Manulife's FlexCare and Sun's Personal Health Insurance plans offer varying levels of coverage. These products are designed for people who are self-employed or do not have access to a group plan. Please be aware that some of the plans require a medical questionnaire, and we recommend you speak with an advisor at our office (604.872.2866) before submitting any medical information to an insurer.
For Manulife FlexCare and FollowMe plans click HERE
For Sun Life HCC conversion health plans click HERE
For Sun Life PHI personal health plans click HERE
Here are monthly Term 10 Life Insurance rates for a healthy, non-smoker as of Mar 2013:
For a free personalized insurance quote, click here.
"Rachel is professional, courteous and very knowledgeable while providing outstanding customer service. She is well prepared, delivers personal service, and understands our desire to provide the best possible benefit plan to our employees in the most cost effective manner."
"I appreciate having a person who is both local and accessible, and was impressed with the initial presentation outlining the options available to us. It is extremely helpful to have Rachel advocating on our behalf."
"True Benefits has totally met our needs. Rachel gives personalized attention, and is very thorough. She has suggested many good ideas that we have used to benefit our employees."
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Thank you for everything that you have done for our family. We are grateful for all your hard work. We look forward to working with you again in the future.
"True Benefits has an understanding and awareness of the importance of an effective benefits program. They're proactive in looking for cost effective improvements to plan design and cost containment strategies. My expectations were exceeded - Rachel delivered as promised in a timely manner."
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I used True Benefits to sort through a tricky health insurance issue related to immigration status and an expired work permit. Rachel recommended a cost effective solution and quickly verified the policy was the best choice for my situation. My new health coverage was effective within 2 hours of my initial call to Rachel! I highly recommend working with Rachel at True Benefits for cost effective solutions and friendly and efficient service.
Your attention to detail and willingness to never to never take "no" for an answer on my behalf left me in awe of your business ethics.
I will continue to use your services, based on your work ethic and my ability to trust that the policy you are suggesting is perfect for me.
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